Bicycle Tasmania membership provides you with 3rd party property insurance ($500 excess). Optional personal accident insurance is available through Bicycle Tasmania for $50 single, $65 couple or $75 household).
One option for Insurance for theft and damage is Cycle Safe Club Australasia (CSCA) through:- Safeguard Insurance Brokers P/L 285 Anzac Hwy, Plympton SA 5038 Tel (08) 8371 0566 Fax (08) 8371 2311 Mob 0409 283 098 freecall 1800 639 634 safeguard@ibna.com.au Here are some details obtained from BikeVictoria 26/6/2003 ) (this policy may require BV membership): Safeguard Bicycle Insurance is designed to insure cyclists against theft or damage to their bicycle and accessories, at home or anywhere in Australia. In short the cover includes: impact theft flood accidental damage; and malicious damage Regarding theft, the policy requires your bicycle be securely locked or in a locked building whilst it is left unattended away from home. (Bicycle Victoria recommends a U-lock.) Sum insured (some comparitive values) Up to $1,200 $139 Up to $2,000 $200 Up to $3,000 $290 Up to $4,000 $381 Up to $5,000 $472 Policy features Accident loss or damage including theft, flood, malicious damage and impact anywhere in Australia. Cover includes bicycle accessories (including helmet) to $200.
One option for Insurance for theft and damage is CycleCover.com.au A division of Creditline Insurance Brokers Pty Ltd 1198 Toorak Road, Camberwell, Victoria, 3124 P.O. Box 1076, Hartwell, Victoria, 3124 PH: 1300 733 055 FAX: 03 9889 9144 cyclecover@cib.biz Sum insured (social/pleasure use) (some comparitive values) Up to $1,200 $127 Up to $2,000 $157 Up to $3,000 $195 Up to $4,000 $233 Up to $5,000 $270 Sum insured (racing/ commuting) (some comparitive values) Up to $1,200 $135 Up to $2,000 $183 Up to $3,000 $245 Up to $4,000 $308 Up to $5,000 $370 COVERAGE ANYWHERE IN AUSTRALIA Theft Accidental Damage $5,000,000 Third Party Property Damage Liability Accessories are covered if declared in your application EXCLUSIONS Third Party Bodily Injury Liability Professional Use - Riders who generate more than 50% of their annual income through the use of their bicycle Business Use - eg Bicycle Couriers Riders 17 years of age or younger are not covered EXCESSES Accidental Damage - 5% of the Sum Insured Theft - 15% of the Sum Insured Minimum $100 Excess Applies THINGS YOU SHOULD KNOW The policy is Agreed Value Only approved riders are covered No riders 17 years of age or younger are covered The policy will not start until you are advised in writing by Cyclecover The bicycle must be locked in a secure structure between the hours of 10.00pm and 5.00am You must declare to us the locking system that will be used on the bicycle. Only accessories listed in the application will be covered This policy is underwritten by certain underwriters at Lloyds of London The descriptions above are not a complete list of policy conditions, exclusions or limitations. Contact our office should you like a copy of our policy wording. A copy will be automatically ent to you should you effect a Cyclecover Ridesafe policy.
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