Some frequently asked questions...
Can I insure my Bike with Bicycle Tasmania?
By becoming a member of Bicycle Tasmania you
receive two types of insurance cover. The first is Public Liability cover,
important in case you injure someone else while riding, or damage third party
property. The second is personal accident insurance which is a little bit like
MAIB insurance paid when we register a vehicle. It provides cover for personal
injury, loss of income, etc.
But neither provide insurance for your bicycle in
case it is damaged.
Home and content insurance will often provide cover
for your bike when it is parked or stored at home.
Can you please advise the cost of Cyclist Insurance?
"The no-fault cyclist personal accident insurance is included in the cost of membership. It cannot be purchased separately, it is part of the Bicycle Tasmania membership package. Also, by becoming a BT member you are covered by our public liability insurance as well which provides cover: "members of Bicycle Tasmania legal liability to compensate third parties with regard to Personal Injury/Death and or Property Damage as a result of an occurrence arisingfrom the bicycle riding activities of the member"
Does Bicycle Tasmania insurance cover electric bikes as well?
Tasmanian Road Rules 2009 definition:
"Bicycle" means a vehicle with 2 or more wheels that is built to be propelled by human power through a belt, chain or gears (whether or not it has an auxiliary motor), and,
(a) includes a pedicab, penny-farthing and tricycle; but
(b) does not include a wheelchair, wheeled recreational device, wheeled toy, or any vehicle with an auxiliary motor capable of generating a power output over 200 watts (whether or not the motor is operating);
I am going to South Australia for two weeks ... Regarding the insurance cover members of Bike Tas get, is there anything I need to carry, present in the event of an incident/accident?
Under these rules, pedicabs, penny farthings, and tricycles are all considered to be bicycles. However, vehicles such as wheelchairs, wheeled toys and scooters are not considered to be bicycles.
Bicycles may be fitted with an auxiliary source of power provided the motor is not capable of generating a power output of more than 200 watts. If the motor is not the auxiliary source of power, or the motor’s power output exceeds 200 watts, then the bicycle is a motor vehicle. The rider will be required to hold a motorcycle license and have the vehicle registered before it can be used on the road network, including footpaths and bicycle paths.
Some electric powered vehicles with floor boards are described as bicycles because they have pedals and sometimes belts, chains, or gears. The primary source of power for these vehicles may be the electric motor, and the vehicle not built to be propelled primarily by human power. These vehicles are actually electric scooters. The rider, therefore, will be required to hold a motorcycle license and have the vehicle registered before it can be used on the road network, including footpaths and bicycle paths.
So in summary, the answer is yes.
Just taking your membership card would be a good idea. In the event of an incident or accident get details of the other party's insurance, just like you would if in a car. As our BT member insurance is now via Bicycle Victoria (BV) you could take their contact details as well. Their is some good information on the BV website at: http://www.bv.com.au/general/join-in/43797/ , in particular at "3. What do I do if I crash?"
Is a Bicycle legally classed as a vehicle in Tasmania?
I had a check of our Tasmanian Legislation, the Road Rules 2009:
"15. What is a vehicle
A vehicle includes -
(a) a motor vehicle, trailer and tram; and
(b) a bicycle; and
(c) an animal-drawn vehicle, and an animal that is being ridden or drawing a vehicle; and
(d) a combination; and
(e) a motorised wheelchair that can travel at over 10 kilometres per hour (on level ground)"